December 1995 was a dire straits moment for Ted Rouse. He lost his job and was instantly filled with anxiety. It was Christmas, but he was devastated and didn’t know which way to turn.
He and his wife Shelly had just bought a house and baby number two was on the way. Overwhelmed with worry on how he was going to pay the hefty mortgage, handle the looming medical expenses, and put food on the table for his young family, Rouse turned to someone he